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Benson Kearley IFG helps you understand...

The world of insurance can be quite hard to understand. We’re here to provide you with terms you can understand, give you advice and offer our help—all right at your fingertips.

Insurance Glossary

W

WAIVER

A rider waiving (excluding) liability for a stated cause of accident or (especially) sickness.

A provision or rider agreeing to waive (forego) premium payment during a period of disability.

The giving up or surrender of a right or privilege that is known to exist. It may be effected by the agent, adjuster, or insurance company employee or official orally or in writing.

WATERCRAFT, BOAT

Craft designed for navigation on water.

WHOLE LIFE INSURANCE

A form of insurance that provides coverage until the death of the policy holder. It combines a death benefit with a savings plan. The savings portion of the policy can be received before death.

WINDSTORM

Weather phenomenon characterized by very strong winds capable of damaging property or dwellings.

WOOD STOVE

Means of heating a dwelling.

WRAP ACCOUNT

An account offered by investment dealers whereby investors are charged an annual management fee based on the market value of invested assets.

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